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December 12th, 2014 by

The Fixed or Variable Loan Debate

 

 It’s inevitable that with a historically low cash rate coupled with fixed home loan rates at never seen before lows as of late last year, the debate to fix your home loan or stick with the variable rate is on.

Fixing your home loan raises many questions…

Is it too early? Is it too late? What features will I lose? Is it hard to do?  read more

October 29th, 2014 by

Why has the Australian Dollar dropped?

Several things cause fluctuation in the dollar however, historically the Aussie dollar has been most closely tied to three major factors:

  1. Commodity Prices
  2. Foreign currencies (in particular China and the US)
  3. Interest rates

That’s what they say on the news anyway, but HOW do these things affect the dollar and what actually causes it to move?

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October 14th, 2014 by

 

There’s a lot of hype at the moment as the legislative calendar gets into full swing in the Senate. Recently the government successfully repealed the Mining Tax, which has come with a series of concessions.

 

So what does that mean for you? Without the politics and media beat-up we want to get to the bottom line and let you know how this will affect you. read more

July 2nd, 2014 by

We all do it, we make irrational decisions based on emotion. So how can we protect ourselves from, well, ourselves? read more

July 2nd, 2014 by

 

Everyone wants to pay less tax right? read more

July 2nd, 2014 by

To maximise your deductions and ensure that your tax return is complete, please review the following items and advise your Accountant if any apply to you

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July 1st, 2014 by

If you perform some of your work from your home office, you may be able to claim a deduction for the costs you incur in running your home office, even if the room is not set aside solely for work-related purposes.

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June 12th, 2014 by

1.5 million Australian employees will receive a 3% pay bump.

The Fair Work commission has recently announced an increase of 3% to the minimum wage. In real terms this increases the minimum wage from $622.20 per week to $640.90 per week. read more

May 26th, 2014 by

As the end of the financial year races towards us, we just wanted to give you a quick review of how the market has performed over the last quarter. We look at which sector had gains and which sectors weren’t so great. read more

May 19th, 2014 by

Do you enjoy a good bottle of wine? How about that unmistakable new car smell, holidays or eating out? 

Of course you do! We do too. In this article we’ll go through what you have to do to buy a home and still ENJOY all that life has to offer.   read more